Surrogate Insurance

Posted in Donor Concierge, Surrogacy on December 8, 2010

One question that comes up over and over when I’m helping couples in need of a gestational carrier is surrogate insurance.  Should they find a surrogate who already has insurance that will cover the pregnancy or do you need to buy specific surrogate insurance.  My advice is buy the specific surrogate insurance even thought it is expensive in the long run you want to make sure your surrogate is covered.  It can be purchased through a three different insurance brokers (listed below) and is the only insurance that truly does covers surrogate pregnancy.

If you use your surrogate’s personal health insurance, even if it doesn’t currently have language to preclude surrogacy the policy can change. The last thing you want to have happen is for this to occur during your surrogate’s pregnancy with your child.  The insurance company can refuse to pay and be fully with in their rights.  There is a serious risk of insurance fraud if a surrogate uses her personal health insurance for a surrogate pregnancy.

Surrogacy comes with enough stressful issues why not avoid this one. Check out the following links to learn more:

Each of these links will also lead you to the three agencies that offer actual surrogate insurance.

Donor Concierge Blog

Welcome to Gail's Blog! Gail launched Donor Concierge in 2006 to provide intended parents with greater choice when searching for an egg donor or surrogate. Our Blog retains her voice, and our company retains her philosophy & ethics. We invite you to learn about finding an egg donor, finding a surrogate mother and the fascinating world of fertility.

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